Singapore’s government has rolled out two major policy changes in 2025 that will directly benefit seniors, caregivers, and working families: an expansion of MediSave Flexi-Use for outpatient care, and a new Leave Support Scheme that allows for more paid caregiving days. Both initiatives are part of the broader Healthier SG and Forward Singapore strategies, aimed at creating a more inclusive and resilient society. These changes reflect the nation’s growing need to support an aging population while giving working adults more tools to balance employment and caregiving.
MediSave Flexi-Use Gets a Major Boost
Under the updated MediSave Flexi scheme, eligible Singaporeans aged 60 and above can now use up to S$700 per year from their MediSave accounts to pay for outpatient treatments at polyclinics, GP clinics under CHAS, and public specialist outpatient clinics.
This is an increase from the previous S$500 limit, and it now covers a wider range of chronic conditions, including:
- Hypertension
- Diabetes
- Mental health conditions
- High cholesterol
Here’s a quick comparison of the changes:
| Criteria | Before 2025 | After 2025 |
|---|---|---|
| Annual MediSave Limit | S$500 | S$700 |
| Age Eligibility | 60+ | 60+ |
| Coverage | Basic outpatient only | Chronic & specialist care |
Singaporeans can check their balance and usage via the HealthHub app or myCPF portal.
Leave Support Scheme, More Days for Caregivers
Alongside healthcare support, the Ministry of Manpower (MOM) and Ministry of Social and Family Development (MSF) have introduced a new paid caregiver leave pilot, available from July 2025. This Leave Support Scheme allows working caregivers to take up to 6 days of paid leave annually, with government co-funding 50% of the wage costs (capped at S$80/day). Eligible employees must:
- Be caring for a senior aged 65 or above
- Be a full-time employee for at least 3 months
- Not be receiving other care-related subsidies
Employers are encouraged to adopt this scheme voluntarily, and the government has pledged up to S$30 million in funding support for its first phase.
A Big Step Toward Caregiver Recognition
Singapore’s shift toward supporting caregivers reflects a broader social acknowledgement of the growing strain on the “sandwiched generation” those juggling jobs while caring for elderly parents and young children. According to MSF, over 210,000 Singaporeans serve as informal caregivers to elderly family members, often without compensation or support. The new policy aims to prevent burnout, reduce absenteeism, and retain valuable talent in the workforce.
How to Apply and Use the Benefits
For MediSave Flexi-Use:
- Visit a CHAS clinic, polyclinic, or subsidized specialist clinic
- Request to use MediSave for approved outpatient services
- Track usage on HealthHub.sg
For Leave Support Scheme:
- Employers can apply at go.gov.sg
- Submit wage support claims with supporting documents
- Employees should apply leave through internal HR channels
These enhancements are part of Singapore’s long-term goal to support aging-in-place while empowering working adults to better care for their families.
Relief for Families and Seniors Alike
The 2025 upgrades to MediSave Flexi-Use and the caregiver Leave Support Scheme offer timely, practical help for Singaporeans facing the dual pressures of aging and caregiving. With rising healthcare needs and workplace demands, these benefits signal a smarter and more compassionate approach to policymaking. To check your eligibility or apply, visit www.life.gov.sg or speak with your HR department or clinic provider. These changes are not just medical or HR reforms they are lifelines for everyday Singaporeans navigating real-world family responsibilities.